Under what circumstances might an individual be fully liable?

An individual can be fully liable in cases of negligence or misconduct because these situations involve a breach of duty or failure to act with the requisite level of care that can result in harm or loss. Liability arises when an individual fails to adhere to standard practices that protect property or information, thereby jeopardizing the organization or stakeholders involved.

Negligence indicates a lack of reasonable care, while misconduct involves intentional or reckless behavior that directly contributes to adverse outcomes. Both scenarios demonstrate a significant disregard for responsibilities, which leads to full accountability for any resulting damages or losses.

The other circumstances presented, such as minor administrative errors or participating in training, typically do not incur full liability, as they may not reflect a deliberate or negligent intent to misuse resources or cause harm. Excessive spending on supplies might lead to consequences but does not usually imply misconduct in the same context as negligence.